Home›Prop Firm Differences›FTMO & Topstep

Prop Firm Information Differences: FTMO & Topstep

⚠️ This page documents observed or registry reference differences in firm information recorded by PFRegistry. No ranking or recommendation is implied.
📑 This record is maintained as a registry reference based on observed structural similarities. Not derived from user popularity.
Registry Records: View FTMO registry record → · View Topstep registry record →
Field FTMO Active Topstep Active
Data Source PropFirmMatch.com PropFirmMatch.com
Official Site ftmo.com topstep.com
📁 Firm Overview
Broker Institutional Liquidity Provider Plus500, TopstepX Own Data Feed
Platform cTrader, DXtrade, MT4, MT5 TopstepX
Payment Methods Apple Pay, Bank Transfer, Credit/Debit Card, Crypto, Google Pay, Nuvei, PayPal, Skrill Credit/Debit Card
Payout Methods Bank Transfer, Crypto, Mastercard, Skrill, Visa Direct ACH, Bank Wire Transfer, Wise
📁 Instruments and Assets
Type of Instruments CFD Futures
Assets Crypto, Energy, FX, Indices, Metals, Stocks No data recorded as of Apr 30, 2026
📁 Leverage
Leverage Info 2-Steps
  • FX: 1:100
  • Metals: 1:30
  • Indices: 1:50
  • Energy: 1:30
  • Crypto: 1:3
  • Stocks: 1:3
 No data recorded as of Apr 30, 2026
📁 Commissions
Commission Info
  • FX: $5 per lot
  • Metals: 0.0014%/Volume
  • Indices: $0
  • Energy: $0
  • Crypto: 0.0650%/Volume
  • Stocks: 0.0040%/Volume
 Commissions & Fees
📁 Consistency Rules
Consistency Info None Consistency Rule of 50%: Only on Combine Accounts, profits during one single trading day cannot not exceed 50% of the total profit target.
📁 Firm Rules
Firm Rules Info Australian traders
  • Clients in Australia can use FTMO services which are facilitated via our affiliated VRGK entity as https://ftmo.com/au/
USA Traders
  • Clients in the United States of America can use FTMO services facilitated via our affiliated entity at https://ftmo.oanda.com
Min trading days
  • Evaluation: 4 days | Funded: None
News Trading
  • Allowed: Swing accounts (Both funded and evaluation phase), non-swing accounts (Evaluation phase only)
  • Not allowed: Non-swing accounts (Funded stage only) within 2 minutes before or after high-impact news.
Weekend Trades
  • Holding trades over the weekend and over a market rollover period longer than 2 hours is prohibited for funded traders (non-swing accounts). Standard Market hours are available on trading platforms and at : https://ftmo.com/en/symbols/ . All changes to standard market hours are announced in the Trading Updates section: https://ftmo.com/en/trading-updates/
Capital Allocation Limit
  • FTMO Traders; 400k max capital per strategy per person. Accounts with identical trading strategies exceeding $400,000 allocated capital may be suspended. Prime Status; 600k. Supreme Prime Status; 1Million
Third-Party Trading
  • Your account must not be traded by any third party.
Position Sizes
  • Opening significantly larger position sizes or substantially different numbers of positions compared to other trades is prohibited.
1%–1.5% Risk Guidance Rule
  • FTMO recommends risking no more than 1%–1.5% of your initial account balance per trade, helping traders avoid high-risk behavior that may trigger risk monitoring, warnings, or protective restrictions intended to prevent gambling-style trading.
Forbidden Trading PracticesMultiple Profile Accounts
  • Opening multiple profile accounts is prohibited.
Copy Trading
  • Allowed, copying other traders is strictly prohibited, you are the only one managing your accounts, and you respect the 400,000 simulated USD maximum capital allocation rule.
EAs
  • Third Party EAs are strictly prohibited
Inactivity rule
  • You must open at least one trade every 30 days to prevent account termination due to inactivity. Alternatively, you can request to freeze your account for 7 days to 6 months to avoid termination.
 Minimum Trading Days
  • Evaluation (Trading Combine): 2 Days (tied to the 50% consistency score)
  • Funded (Express Funded (XFA)): 5 winning days of $150+
News Trading
  • Allowed with no restrictions during Evaluation and Funded stages.
Copy Trading
  • Trade copying can only be applied to accounts within the same trading environment. you can copy trades from a trading combine to an Express Funded Account, and from an Express from a trading combine to an Express Funded Account, and from an Express Funded Account to a Trading combine. Live Funded Accounts cannot utilize the Trade Copier.
Automated strategies and EA's
  • Automated strategies (EAs) are allowed, but traders are fully responsible for their setup and performance. Bots must comply with all trading rules no manipulative or unfair software and TopstepX only supports automation via API access.‍
Consistency rule‍
  • Only on combine accounts your profits should not exceed 50% of your total profit target.
On Express Funded account‍
  • After payout the capital remaining in your account will be the maximum amount you will be able to lose. Your maximum loss limit will always be set to $0 after your payout.
Inactivity
  • Express Funded Account must have at least one trade every 30 days to remain open.
Overnight Holding
  • Overnight and weekend holding are prohibited. All positions must be closed by 3:10 PM CT daily, except on Sundays when trades opened after 5:00 PM CT may be held into Monday’s session.
Trading HoursProhibited Trading Strategies
  • Account Stacking
  • Intentional Account Depletion
  • Terms Violation
  • Use of Manipulative Tools (AI or Automation)
  • Abnormal Market Behavior
  • Trading Outside Market Range
  • News Event Exploitation
More Prohibited trading conduct can be found via this link:VPN Rule
  • The use of VPNs, Proxy Services, TOR, geo-location obfuscation, and other potential identity masking services are not permitted
Trading Combine/Reset Purchase Limits
  • Traders can purchase up to 10 new Trading Combine subscriptions per month.
  • Traders are allowed 2 Resets per account per calendar day.
The Do's and Don'ts of SIM Fills
  • Topstep prohibits any attempts to exploit or manipulate the simulated environment and may reject profits if abuse is detected.
  • Practices like scalping algorithms, rapid-fire trades, impossible fills, or unrealistic stop-loss execution are not allowed.
  • The rule targets intentional abusive behavior, not normal trading and exists to ensure traders focus on real, consistent skill development.
  • See details: https://help.topstep.com/en/articles/10431370-the-do-s-and-don-ts-of-sim-fills
2% Price Limit Rule
  • Topstep do not allow market participation when a product is trading within 2% of a Price Limit. Applies to all levels of Topstep's program.
📁 Payout Policy
Payout Policy Info Profit split
  • 80%
Payout cycle
  • 14 Days
Minimum withdrawal amount
  • $20 for Bank Wire and $50 for Crypto
Scaling Plan
  • Requirements: Minimum of 4 months cycle, at least 10% total net simulated profit, Process at least 2 rewards, Positive account balance at scale-up
  • Benefits: Account size increases by 25% with each scaling cycle. Rewards upgraded to 90%, with a $2M scale-up cap. Continuous increases apply when criteria are met.
FTMO Premium Programme 		Topstep's Profit Split
  • Traders will receive 100% of the profits from payouts, up to $10,000
  • After the first $10,000 of funds have been received by the trader, the profit split will become 90/10, with the trader receiving 90% of payouts and Topstep retaining 10% of the requested payout.
Express Funded Account
  • Traders can request a payout of up to $5,000 or 50% of their account balance after accumulating five winning trading days per payout request. A winning trading day is counted when a day’s Net PNL is $150 or more.
Express Payout Eligibility
  • Get 5 winning days (each day +$150 or more).
  • First payout: No balance requirement.
  • After first payout: Your balance must be at or above your Eligible Payout Balance (the balance right after your last payout).
  • If your balance drops below that level, you must raise it back up before requesting another payout.
  • After each payout, the 5 winning days reset previous winning days don’t carry over.
The updated Payout Eligibility Balance rule applies only to Express Funded Accounts created after 5 PM CT on Dec 30th, 2025.
Payout Frequency
  • 5 Winning days
Minimum Payout Amount
  • $125
Payout Methods
  • Wise: 1-3 business days
  • ACH: 1-3 business days
  • Wire/SWIFT: 3-5 business days
  • International Wire/SWIFT: up to 5-10 business days​
  • $20 processing fee with ACH or Wire
Once the payout request is processed, the Maximum Loss Limit will automatically be set to $0 (the trader cannot allow the account balance to reach or go below $0 after a payout).Scaling PlanLive Funded Account:
  • Traders can request a payout of up to 50% of their account balance after accumulating five winning trading days per payout request. A winning trading day is counted when a day’s Net PNL is $150 or more.
  • Traders can request Daily payouts and access 100% of the profits after accumulating 30 winning trading days (After which the Live Funded Account will be closed since the balance will be brought to the Maximum Loss Limit.)
  • Once you take five (5) payouts in any single Express Funded Account, you’ll be called up to Live after the Risk Team review.
  • Live Funded Explained: https://help.topstep.com/en/collections/5836632-live-funded-account
📁 Restricted Countries
Countries List Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Cook Islands, Crimea (Region of Ukraine), Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini (fmr. "Swaziland"), Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Indonesia, Iran, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Marshall Islands, Mauritania, Micronesia, Myanmar (Burma), Nauru, Niger, Niue, North Korea, Papua New Guinea, Regions of Ukraine: Crimea, Donetsk, and Luhansk, Republic of the Congo (Congo Brazzaville), Russia, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Syria, Tajikistan, Timor-Leste (East Timor), Tokelau, Tonga, Turkmenistan, Tuvalu, Uzbekistan, Vanuatu, Vatican City, Venezuela, Western Sahara, Zaporizhzhia (Region of Ukraine) Afghanistan, Algeria, Angola, Belarus, Burkina Faso, Burundi, Chinese Military Companies, Cote d'Ivoire (Ivory Coast), Crimea (Region of Ukraine), Cuba, Darfur, Democratic Republic of the Congo (Congo Free State), Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, Mali, Morocco, Myanmar (Burma), Nicaragua, Nigeria, North Korea, North of Black Sea, Pakistan, Regions of Ukraine: Crimea, Donetsk, and Luhansk, Russia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, Venezuela, Yemen, Zaporizhzhia (Region of Ukraine)

Observed Promotional Activity

Promotional data is contextual only. No ranking, scoring, or recommendation is implied.

FTMO

An active promotion was observed as of Apr 30, 2026.

20% Off

Source: PropFirmDiscount.com

See observed promotions for this firm →

Topstep

An active promotion was observed as of Apr 30, 2026.

$20 OFF

Source: PropFirmDiscount.com

See observed promotions for this firm →

Differences shown may reflect data availability at the time of observation and should not be interpreted as differences in firm policies or quality.