Top One Trader
Official Website: toponetrader.com
Data Source: PropFirmMatch.com
Status: Active First seen: Jan 17, 2026 • Updated: Jun 1, 2026
FIRM INFORMATION
📂 Firm Overview
| Broker: | Top One Trader Ltd |
| Platform: | cTrader, Match Trader, MT5, TradeLocker |
| Payment Methods: | Apple Pay, Credit Card, Crypto |
| Payout Methods: | Riseworks |
📂 Instruments and Assets
| Type of Instruments: | CFD |
| Assets: | Crypto, FX, Indices, Metals, Other Commodities |
📂 Leverage:
Instant- FX: 1:50
- Metals: 1:10
- Indices: 1:10
- Crypto: 1:1
1-Step
- FX: 1:10
- Metals: 1:10
- Indices: 1:10
- Crypto: 1:2
2-Steps
- FX: 1:50
- Metals: 1:10
- Indices: 1:10
- Crypto: 1:2
📂 Commissions:
- FX: Match Trader: $2.00 per lot per side | TradeLocker: $2.50 per lot per side | cTrader: $2.00 per lot per side | MT5: $2.50 per lot per side
- Metals: Match Trader and cTrader: $2.00 per lot per side |Trader locker and Platform 5: $2.50 per lot per side
- Indices: Match Trader and cTrader: $2.00 per lot per side |Trader locker and Platform 5: $2.50 per lot per side
- Crypto: Match Trader and cTrader: $2.00 per lot per side |Trader locker and Platform 5: $2.50 per lot per side
- Other Commodities: Match Trader and cTrader: $2.00 per lot per side |Trader locker and Platform 5: $2.50 per lot per side
📂 Consistency Rules:
2 Step Pro Challenge- In Phase 1 and Phase 2, no single trading day's profit can exceed 50% of total profits.
- Once a trader reaches a funded account, the consistency rule adjusts to 30%. To qualify for a payout, no single day's profit can exceed 30% of total accumulated profits.
- 15% consistency score, no single trading day's profit can exceed 15% of total profits during payout. $5k - $100k Accounts purchased before September 24, 2025, will maintain a 20% consistency score.
- Equity Stability Score At the time of payout request, your ESS must be 20% or lower. If your ESS score is not 20% yet, you will continue trading until you get the score to 20% or lower.
- Formula: (Largest Winning Day + Largest Losing Day [absolute]) ÷ Total Profit × 100%.
📂 Firm Rules:
GENERAL RULESNews Trading Rule
- Evaluation: Allowed
- Funded/Instant Funding: Prohibited to execute (pending orders including market orders, stop loss or take profit orders) or close any trade within 5 minutes before and after high impact news event. Violation results to profit deduction except the trade was open 5 hours prior to the news event.
- Instant Prime allows news trading with an add-on.
- EAs are allowed only on 1-step-FLASH, 2-step-Pro and 2-step-Plus challenge accounts, not on funded accounts.
- Traders must customize EA settings to match their own style, cannot hide EA usage, and cannot use commercially available automated EAs.
- Prohibited on all Simulated Funded Accounts.
- All third-party tools, applications, or services requiring API access (including read-only) are disabled such as analytics platforms, journaling tools, automation software, and trade copiers.
- The policy applies universally with no exceptions to ensure fairness and long-term sustainability for the firm and traders.
- Allowed: Manual copy trading only between your own challenge accounts (1-step, 2-step Pro and 2-step Plus) on TradeLocker or cTrader.
- Prohibited:
- See details: https://help.toponetrader.com/en/articles/8487707-is-copy-trading-allowed-at-top-one-trader .
- Allowed on 1-step-flash and 2-step-pro accounts, (For Instant Funding Not Allowed except with the add-on)
- Crypto trading is allowed over the weekend, but only if the trades are opened after Friday 8 PM EST.
- There's a 30-day inactivity rule. You must place at least one trade every 30 days (counting from account purchase date, not from first trade date) to avoid an account breach due to inactivity.
- You must have an active Stop Loss in place at all times when entering a trade.
- There is no limit on the allowed soft breaches for 1-step-flash and or 2-step-pro accounts, with a limit of 4 soft breaches on the 2-step Plus accounts and a limit of 10 soft breaches on the Instant Funding Models. Any Soft breach beyond these limits becomes a hard breach.
- Violating the 10 minutes news restriction window
- Weekend Holding
- Opening a trade without a stop-loss unless an Add - on is purchased
- Allowing more than a 2% loss per symbol on open trades or a 2.5% loss on all open trades. Should this happen, EquityShield will protect your account by automatically closing trades in most cases
- Funded Accounts have a 20% open lot size limit based on the account size, therefore if the total lots placed exceed the max lots, all open trades will be closed. see lot size restrictions details: https://help.toponetrader.com/en/articles/8318242-are-there-any-lot-size-restrictions
- All profitable trades must be held for at least 5 minutes before being closed. Closing a profitable trade in less than 5 minutes whether manually, by take profit, or by a stop loss (if set in profit), violates the rule.
- During Challenge Phases: Violations are reviewed by the Risk Team. Depending on severity, traders may be required to retake the challenge or receive a formal warning. On Funded Accounts: Profits from non-compliant trades are deducted, and traders receive a warning. Repeated violations can result in account termination.
- High Frequency Trading (HFT), Tick Scalping, Latency Trading, Latency Arbitrage, Arbitrage Trading, Copy Trading (between accounts not owned by the same person), Group Trading, Hedging or Group Hedging Across Multiple Accounts, News Trading on Funded Accounts, Grid Trading, Martingale Strategy, 3rd Party Trading or ""Pass Your Challenge"" Programs, Masking of Expert Advisors (EAs), Gambling, Over-Leveraging, YOLO Trading, IP Address Sharing or Multiple IP Use Across Accounts, Rolling/Churning of Accounts.
- Automatic Risk Management Tool: https://help.toponetrader.com/en/articles/9181278-what-is-the-equityshield
- Violations Include:
- VPS Usage: Allowed — must have a static IP and be used responsibly. Notify support if changing or traveling.
- VPN Usage: Strictly prohibited — using a VPN can trigger security flags and lead to account breaches or suspension.
- cTrader Restriction: U.S. IP logins are automatically hard breached with no refunds.
- Penalties: Any violations may result in account breach, profit forfeiture, blacklisting, and potential legal action.
- See Details: https://help.toponetrader.com/en/articles/8733438-are-there-ip-address-restrictions
INSTANT FUNDING
- Minimum Trading days: No minimum trading days.
- Consistency Rule: 15% consistency score, no single trading day's profit can exceed 15% of total profits during payout. $5k - $100k Accounts purchased before September 24, 2025, will maintain a 20% consistency score.
- Locked Upon Payout Rule: In Instant Funded Accounts, when you request a payout, your maximum trailing drawdown will lock in at the starting balance. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account. See details: https://help.toponetrader.com/en/articles/9929762-lock-upon-payout-instant-funding
INSTANT PRIME
- Minimum Trading days: No minimum trading days.
- At the time of payout request, your ESS must be 20% or lower. If your ESS score is not 20% yet, you will continue trading until you get the score to 20% or lower.
- Formula: (Largest Winning Day + Largest Losing Day [absolute]) ÷ Total Profit × 100%.
- See Details: https://help.toponetrader.com/en/articles/12276972-understanding-the-20-equity-stability-score-ess-instant-prime-accounts
- Lock Upon Payout Rule When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.
1 STEP FLASH
- Minimum Trading Days Evaluation & Funded: At least 3 profitable days with at least 0.5% net profit of the initial account balance each day.
- Locked Upon Payout Rule When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance. See details: https://help.toponetrader.com/en/articles/9117415-how-payouts-impact-drawdown-on-1-step-flash-accounts
2 STEP PRO
- Minimum Trading days No minimum trading days.
- Consistency rule In Phase 1 and Phase 2, no single trading day's profit can exceed 50% of total profits.Once a trader reaches a funded account, the consistency rule adjusts to 30%. To qualify for a payout, no single day's profit can exceed 30% of total accumulated profits.
2 STEP PLUS
Minimum Trading Days
- Evaluation & Funded: At least 5 profitable days with at least 0.5% net profit of the initial account balance each day.
- The daily profit limit is 5% of the funded starting balance, calculated on closed profits for each trading day (resetting at 5:00 PM EST).
- If the 5% limit is exceeded on any trading day, a soft breach occurs, automatically closing the violating trade(s).
- Any profit above the allowed 5% is considered invalid
- Equity Shield per Symbol: If the floating loss on a single symbol reaches 1% of starting balance, all open trades on that symbol will, in most cases, be automatically closed. Applies to one symbol, even if multiple positions are open.
- Equity Shield on Combined Risk: If combined floating drawdown reaches 1.1% of starting balance, all open trades across all symbols will, in most cases, be automatically closed. Applies to total floating loss across all symbols.
- These actions are classified as a soft breach
- Trading may resume immediately after the closure
📂 Payout Policy:
1-Step Flash Challenge- Traders are eligible for Bi-weekly payouts.
- With an add-on, traders can opt for Weekly payouts after their first payout.
- The default profit split is 80%, with the potential to increase up to 90%.
- To qualify for a payout, traders must have a minimum of three profitable trading days.
2-Step Pro Challenge
- Traders are eligible for Biweekly payouts.
- With an Instant Payouts add-on, traders can withdraw profits immediately after hitting the consistency target.
- The default profit split is 80%, with the potential to increase up to 90%.
- To qualify for a payout, traders must maintain a 30% consistency score.
2-Step Plus Challenge
- Payout Frequency: Bi-weekly payouts | On Demand payouts with add-on, minimum profitable days and all payout rules still applies.
- Profit Split: 80% | 90% with add-on
- Payout Cap per cycle:5K Account - $50010K Account - $1,00025K Account - $2,00050K Account - $3,000100K Account - $5,000
Instant Funding
- Traders are eligible for monthly payouts.
- With an Instant Payouts add-on, traders can withdraw profits immediately after hitting the consistency target.
- The default profit split starts at 60%, 2nd payout at 70%, 3rd payout at 80% and 4th & subsequent payout at 90%.
- To qualify for a payout, traders must maintain a 20% consistency score.
Instant Prime
- Traders are eligible for Bi-Weekly Payouts
- The default profit split starts at 80%, 2nd payout at 90%, 3rd payout & Subsequent Payouts at 100% *100% Profit split from 1st payout with Add-on
- To qualify for a payout, traders must maintain a 20% Equity stability score (ESS)
- Minimum Payout: 2% of the initial account balance across all programs
- Traders may retain a maximum of $25,000 in net profits and total withdrawals across all their trading accounts within any 30-day period.
- Any profits exceeding this $25,000 limit will be deducted from the trader's balance(s).
SCALING PLAN
- Top One Trader rewards consistent traders by increasing account capital by 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month). Profits can be withdrawn freely, and scaling continues up to a maximum of $5 million.
- See Details: https://help.toponetrader.com/en/articles/8491578-how-does-the-scaling-plan-work
📂 Restricted Countries:
Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Crimea (Region of Ukraine), Cuba, Haiti, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morocco, Pakistan, Russia, Somalia, Sudan, Syria, Turkey, Ukraine, VietnamHISTORICAL PROMOTION OBSERVATIONS
Recent observations from PropFirmDiscount.com (preview). Does NOT affect registry visibility.
| Title | Disc. | L. Ver. |
|---|---|---|
| Up to 60% Off Two-Step AMPED Evaluation Accounts | 60% Off | Apr 2, 2026 |
| St. Patrick’s Day Deal: Up to 77.7% Off Challenge Pricing | 77% Off | Mar 17, 2026 |
| Save Up to 77.2% on Evaluation Accounts During Valentine Sale | 77% Off | Feb 9, 2026 |
| 50% OFF Two-Step Plus Challenge Pricing | 50% Off | Jan 17, 2026 |
| Holiday Offer: Up to 70% Off All Account Models | 70% Off | Dec 10, 2025 |
| Black Friday Sale: Up to 80% OFF + 200% Refund | 80% Off | Nov 24, 2025 |
| Black Friday — Up to 80% OFF (1-Step, Instant, Prime) & Up to 60% OFF (2-Step) | 80% Off | Nov 5, 2025 |
| 30% OFF $100K & $200K 2-Step Accounts | 30% Off | Oct 10, 2025 |
| 40% OFF $10K, $25K, $50K 2-Step Accounts | 40% Off | Oct 10, 2025 |
| 50% OFF $5K 2-Step Accounts | 50% Off | Oct 10, 2025 |
View full promotional history →
📢 Observed Promotional Signal (Latest)
⚠️ This is commercial/affiliate data. It does NOT affect registry status or visibility.
Promotion: Up to 60% Off Two-Step AMPED Evaluation Accounts
Discount: 60% Off
Observed Date: Jun 13, 2026